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Privacy Policy

Below is a summary of how we handle personal data.

Last updated: June 2026

Data we collect

On registration: email, name (optional), and password (bcrypt hashed). Session: JWT token stored in browser localStorage. For registered users on the server: watchlist, portfolio positions, budget records, symbol notes, recently viewed symbols. Analysis pages can be used anonymously; sign-up is not required.

Local storage

Language preference, DCF scenarios, price alerts, and (when logged out) watchlist may live in localStorage on your device. Only fields synced when you sign in are sent to the server.

Third parties

Financial data goes to Financial Modeling Prep; AI commentary (if any) to OpenAI API; analytics (if configured) to Google Analytics. Those providers' privacy policies apply. Mupuv does not sell your personal data to these third parties.

Cookies

A `SameSite=Lax` cookie stores language preference. Session identity is mostly managed via localStorage JWT. Analytics cookies depend on site configuration.

Your rights & contact

To delete your account or request data-related actions, email info@mupuv.com. Policy changes are published on this page.